There is an old adage: “A happy employee is a productive employee”.  Often there is some truth in these old proverbs.

Many organisations invest significant time and resources in staff benefits; yet they may still experience low productivity.  For example:

1)     An employee ignorant of money management may:

i)                    not optimise the use of the benefits provided

ii)                  not fully appreciate the value of the staff benefits.

2)     An employee in financial difficulty may:

i)                    suffer loss of focus on the job

ii)                  resort to dishonesty and absenteeism

In either case, the productivity benefit is not fully realised. However, we believe that an organisation should receive an appropriate return on its investments, at all times.